How do you know if the person you are buying a house from actually owns the house? How do you know before you buy a house that the house has free and clear title and is not tied up in any judgements, liens or has outstanding taxes?

The answer is to get what is called “Title Insurance”. This insurance ensures that:

1. You know who the current owner(s) of the property is, and

2. You know whether the title is free and clear or that there are judgements, liens or outstanding taxes on the property that you will have to deal with if you decide to still buy the property.

Even if you decide to not get title insurance and take your chance on buying the house, if there is a mortgage involved, the lender will certainly want you to have title insurance in place before they lend you the money.

A title insureance professional understands the business and gives you the best chance to find best possible mortgage for you. Search our database to find a title insurance professional near you.